The Banking & Finance practice at MJ & ASSOCIATES is at the forefront of the industry, providing innovative and pragmatic advice to a diverse clientele that includes leading domestic and international banks, financial institutions, NBFCs, and major corporations. Our team's deep understanding of the regulatory landscape and commercial realities allows us to deliver solutions that are not only legally sound but also strategically advantageous.
Our Expertise
We offer a comprehensive suite of services designed to address every facet of the financing lifecycle, from origination and syndication to restructuring and resolution.
Structured Finance
Our team excels in designing and implementing complex financing structures, including securitization, asset reconstruction, and debt capital market instruments like bonds and debentures. We help clients optimize their capital structure and access diverse funding sources.
Project Finance
We have extensive experience advising on the financing of large-scale infrastructure and energy projects. Our counsel covers everything from risk analysis and mitigation to drafting and negotiating concession agreements, EPC contracts, and financing and security documentation.
Regulatory & Compliance Advisory
Navigating the complex web of financial regulations is a core strength. We provide ongoing advice to banks and financial institutions on compliance with RBI, SEBI, and other regulatory body guidelines, helping them manage risk and ensure operational integrity.
Representative Work
- Advised a consortium of international banks on a $1.5 billion syndicated loan for the expansion of a major Indian port.
- Structured and executed the first-ever infrastructure investment trust (InvIT) in the Indian renewable energy sector.
- Represented a leading financial institution in the corporate insolvency resolution process of a major steel manufacturer under the IBC.
- Advised a fintech unicorn on regulatory approvals and compliance for launching a new digital lending platform.